- They're extremely easy to get. You can purchase your InstaPayment Prepaid MasterCard® online with no credit check or income requirements.

- All you have to do is fill out a short application and load the card with cash (this amount will be your "credit limit").

- There are no interest charges. When you use your InstaPayment Prepaid MasterCard®, you're not borrowing any money. The fact is you're using your own money so you pay no interest!

- There is no need to purchase traveler cheques or carry excess cash. The reloadable InstaPayment Prepaid MasterCard® card can be used anywhere MasterCard® is accepted: Over 24 million merchants and 1 million ATMs worldwide

- If you are purchasing on-line over the internet, you can shop with the InstaPayment Prepaid MasterCard® card, to get the independence you deserve, with the spending controls of a prepaid card.